Census data used to create the aggregate and disclosure reports for mortgages and compliance with anti-redlining statutes have been updated for 2025, the agency updating the data said Friday.
The Federal Financial Institutions Examination Council (FFIEC) said the data, used for compliance with Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) compliance, contain more than 1,000 fields of census data and are updated annually to reflect changes to MSA/MD boundaries announced by the Office of Management and Budget (OMB) and CRA Distressed/Underserved Census Tracts as announced by federal banking regulators.
The agency also announced it had updated its geocoding and mapping systems for 2025. The systems, according to FFIEC, help banks meet their legal requirement to report information on mortgage, business, and farm loan applications.
Also, on July 7, the FFIEC released 2024 data on mortgage lending. The data, from 4,908 U.S. financial institutions, details mortgage lending transactions reported under HMDA. In conjunction with that report, the FFIEC also published its Snapshot National Loan-Level Dataset, which contains the national HMDA datasets as of May 19, 2025.
FFIEC Census And Demographic Data
FFIEC Publishes 2024 Data on Mortgage Lending
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