The federal bank deposit insurer is slated to evaluate 359 banks under the federal anti-redlining statute, the Community Reinvestment Act (CRA), over the third and fourth quarters of this year, the agency’s published schedules show.
The Federal Deposit Insurance Corp. (FDIC) schedules, announced Friday, show the agency plans to evaluate 219 banks’ CRA performance in the third quarter (July 1 through Sept. 30) and 140 in the fourth quarter (Oct. 1 through Dec. 31).
The FDIC notes that the CRA, enacted in 1977, requires the agency to assess a bank’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operations.
The schedules published Friday are subject to change, the agency said. “For example, a regulated financial institution not otherwise scheduled for an examination may be examined in connection with the application for a deposit facility,” it said. “Alternatively, some institutions may require more time and resources than originally allotted, thus delaying other scheduled examinations. If an institution is rescheduled for a different quarter, that information will be included on a later list.”
FDIC Issues CRA Examination Schedules for Third Quarter 2025 and Fourth Quarter 2025
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